The Tomorrow’s Scholar 529 Plan is a customizable, multi-manager plan with flexible pricing that can help you grow your business in a growing segment of the market.

Visit our Holiday Gifting Resource Center for the tools you need to build your business, including gift cards and information on accelerated gifting rules.

• Cost continues to be a significant factor as families narrow the list of colleges under consideration, according to “How America Pays for College.” Sallie Mae, 2022
• Over the course of 2020, total assets in 529 plans increased 18% to a new record high of $394 billion, according to a new report from Morningstar” to “Assets in 529 plans increased by 17% in 2021, reaching an all-time high of $461 billion by year-end, according to Morningstar.com, 5 Charts Tracking Recent 529 Savings Plan Trends, May 25, 2022
• With student loan debt reaching over $1.8 trillion¹, it is important to find an opportunity for your clients to save

• Parents of young children
• Grandparents, family and friends
• As an estate planning tool for affluent families
• Capture existing 529 plan rollovers
• 529 and college savings planning in general can help strengthen and expand existing business

• College Funding Planner - Translate clients' college savings needs into a manageable number using a database of over 3,500 colleges that takes into account financial aid/loans, multiple children and customizable “what if” scenarios
• Gift Cards - Pass out to clients to use for birthdays, holidays, graduation gifts or as part of year-end tax planning
• Literature - Use our materials to explain the value of 529s and make it easy for clients to invest

• Minimums as low as $25 a month through automatic investing
• Maximums as high as $545,500 per beneficiary
• Unique estate planning features can remove up to $170,000 from a taxable estate per beneficiary
• Option to change beneficiary to another eligible family member
• Parents can control assets
• Joint account ownership permitted

• Nine age-based options that automatically reallocate as child approaches college age
• Five static risk-based options
• Create your own portfolios from 18 single fund options from leading asset managers, including real estate and alternatives

• Investors can roll over from another 529 plan without paying A share sales charge
• Up-front 1% advisor reallowance (subject to firm rules)
• Outgoing rollover fee reimbursed into clients account for amounts >$25,000 (up to $75 per rollover)
• Automatic conversion to Class A shares in the second year of ownership