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Calculators

Crunching the numbers to know if college is affordable is never easy. Our calculators can help you do the homework of estimating college costs, factoring in return projections, and testing various “what if” scenarios to determine what you should (and shouldn’t) do.  With these calculators and the help of your Financial Advisor, you are on your way to creating a solid college savings strategy.

  • College Funding Planner - Helps determine college funding goals, gaps in savings, and what it will take to get on track to meet your goals for up to five children, using a college cost database of over 3,500 colleges.
  • Financial Aid Calculator - Estimate your child's Expected Family Contribution (EFC) , use the calculators to evaluate the impact of changes in income and assets on eligibility for need-based financial aid.
  • Saving Now vs. Taking a Loan - Need help getting motivated to save? Find out how much money you can save by starting now vs. waiting to take a loan.

Our Company

Tomorrow's Scholar is Wisconsin's state-sponsored college savings plan administered by the College Savings Program Board and the State of Wisconsin. Voya Investment Management (Voya IM) provides investment management and administrative services for the Tomorrow's Scholar plan. Shares in the program are distributed by Voya Investments Distributor, LLC. This Web site is accompanied by a current program description for the Tomorrow's Scholar plan.

An investor's or a designated beneficiary's home state may offer state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state's qualified tuition program. Please consider this before investing.

Earnings component of non-qualified withdrawals may be subject to federal and state taxes and the additional federal 10% tax.

The tax information herein is not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding tax penalties. Taxpayers should seek advice based on their own particular circumstances from an independent tax advisor.

Investments in Tomorrow’s Scholar 529 Plan are subject to certain charges, which will reduce the value of your Account as they are incurred. Please see the Program Description for details of charges or fees that apply to the specific Tomorrow Scholar savings plan.

Investments in Tomorrow’s Scholar 529 Plan are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.

Voya Investment Management does not control or endorse and is not responsible for third-party Web sites to which this site links.

Voya Investment Management is not an underwriter for any underlying municipal securities.

An investor should consider the investment objectives, risks, charges and expenses associated with municipal fund securities before investing. More information about municipal fund securities is available in the issuer's Program Description. You may obtain a Program Description by clicking here or calling 866-677-6933. The Program Description should be read carefully before investing.

Voya Investments Distributor, LLC, the distributor of the Wisconsin advisor-sold 529 plans, is registered with the U.S. Securities and Exchange Commission and the Municipal Securities Rulemaking Board (“MSRB”).  The website address for the Municipal Securities Rulemaking Board is www.msrb.org; The MSRB website includes an investor brochure which describes: (i) the protections that may be provided by the Municipal Securities Rulemaking Board rules; and (ii) how to file a complaint with an appropriate regulatory authority.

NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

Compliance Approval ID# - 4594

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