Tomorrow’s Scholar age-based option starts with a higher allocation in equity funds and automatically becomes more conservative as the child gets closer to college. Nine distinct age bands provide a smooth transition from one band to the next during the first week of August to coincide with the start of a new school year. The age-based portfolios invest in 10–15 diversified mutual funds that are carefully selected and rigorously monitored as market conditions change.
- Voya 529 Age 0-4 Option (14-18 years to enrollment)
- Voya 529 Age 5-8 Option (10-13 years to enrollment)
- Voya 529 Age 9-10 Option (8-9 years to enrollment)
- Voya 529 Age 11-12 Option (6-7 years to enrollment)
- Voya 529 Age 13-14 Option (4-5 years to enrollment)
- Voya 529 Age 15 Option (3 years to enrollment)
- Voya 529 Age 16 Option (2 years to enrollment)
- Voya 529 Age 17 Option (1 year to enrollment)
- Voya 529 Age 18+ Option (at enrollment)