Investing is not true or false, but multiple choice. People simply need to invest in different ways. Tomorrow’s Scholar offers a full spectrum of possibilities, from the simplicity of allocations that changes automatically as the child gets older, to more personalized, risk-based options, to the complete flexibility of single investment options for do-it-yourself investing. Your Financial Advisor can help you tailor the investment solution to your particular needs.

By Age - Your portfolio automatically and gradually reallocates to more conservative postures over nine “age bands” as the child approaches college age

By Risk Level - You can customize your portfolio based on your overall risk profile using five distinct risk-based options

By Building Your Own Portfolio - For do-it-yourself investing, there’s a selection of 18 “stand-alone” investment options across a spectrum of styles, managers and asset classes